Umbrella insurance, also known as Excess Coverage, provides extra liability protection over and above the coverage afforded by the regular policies. It goes into effect only when all underlying policies are totally exhausted. 

Contact us today for more information or fill out our online quote request form.

Corporate Liability - Property Insurance

  • Premises and Operation
  • Fire Damage Liability (damage by fire to premises rented to insured) 
  • Personal and Advertising Injury 
  • Medical Payments 
  • Products/Completed Operations​

Workers’ Compensation coverage applies to bodily injury and diseases arising out of and in the course of employment. Any bodily injury must be accidental, and the term includes death resulting from the accident. Only occupational diseases, which are unique to the occupation, are covered.

This contract offers a Guarantee of performance, to ensure that the job you’ve been hired to do is performed and the customer is protected against losses from theft or damage done by your employees.

Pollution Liability

Workers’ Compensation provides for the payment of four types of benefits: 

  • Medical benefits
  • Income benefits 
  • Death benefits 
  • Rehabilitation benefits

A representative can provide you with complete details on Workers’ Compensation Insurance and recommend cost-effective ways to control expenses through safety engineering and claim services. 

Contact us today for more information or fill out our online quote request form.

Employment Related Practices Liability

We offer insurance packages that are tailored made for each individual business. Since no two business are alike, no two plans should be alike; whether it is insurance for your business (operations, property, building, equipment, inventory, company vehicles) or for your employees (health, life and retirement plans).

Umbrella / Excess Liability
Professional Liability
Property Insurance

Crime Insurance provides coverage for loss by theft, burglary, robbery and other crimes, committed by your employees.

Kidnapping and Ransom Insurance

This type of insurance mitigates de risk of accidentally polluting the environment. Contact us today for more information or fill out our online quote request form.

It provides protection to the company, its directors and Officers, against claims made by employees, former employees, or potential employees, based on discrimination (age, sex, race, disability, etc), wrongful termination of employment, sexual harassment,  and other employment-related allegations.

Crime & Employee Dishonesty Insurance
Fiduciary Liability

Professional Liability coverage is designed to protect professionals against liability incurred as a result of errors and omissions in performing professional services. 

Numerous types of professions and business require this type of coverage; a few examples are, but not limited to: Architects and Engineers, Accountants, Insurance Agents, Real Estate Brokers, Stock Brokers, Financial Planners and most importantly Physicians, Surgeons and Dentists. 

Contact us today for more information or fill out our online quote request form

This policy is intended to protect individuals and corporations operating in high-risk areas around the world; providing indemnity for losses incurred by the insured.

PEOPLE don`t plan to fail. they fail to have a PLAN.

Business Auto coverage insures vehicles that are owned, leased, hired or borrowed by businesses, whether they are associations, corporations, partnerships or sole proprietorship. Business Auto coverage may be used to insure private passenger autos and all types of trucks, trailers, semitrailers and commercial vehicles designed for use on public roads. We can give you more details about specific coverage and deductibles and about tailoring a Business Auto plan that’s right for you and your business. 

Contact us today for more information or fill out our online quote request form.

This type of liability insurance will protect the directors and officers of your company from lawsuits (civil, criminal, administrative) arising from their wrongful acts or decisions that affected , shareholders derivative- actions, customers, regulators and/or  competitors (for anti-trust or unfair trade practice allegations). Having D&O insurance may help you to attract knowledgeable, qualified, intelligent and reasonable directors and officers to manage the operations of your company.


All kinds of businesses need this type of protection to cover for liability arising out of: 

Workers' Compensation
General Liability Insurance
Directors and Officers Liability (D&O Insurance)

It will cover civil damages and legal fees arising from lawsuits against Employee Benefits and Pension Administrators that are accused of not acting in accordance with ERISA (Employee Retirement Income Security Act).

Business Auto

You may want to consider a Business Owners Package which combines your Liability, Property and other types of coverage into one comprehensive policy which can help you save time and money on your total insurance program. 

Since we live in an age of million-dollar lawsuits, you may also want to add extra liability protection in the form of a Commercial Umbrella Policy. We can tell you more about these plans and if they make sense for you.

Contact us today for more information or fill out our online quote request form.

Property Insurance covers the risk of property loss in commercial buildings, equipment, furniture, fixtures, inventories, business records, supplies and other physical items. 

Contact us today for more information or fill out our online quote request form.